AI Tools on a Budget: Complete Free Credits Directory

January 24, 2026

AI Tools on a Budget: Complete Free Credits Directory

We’re back with more valuable information for you, coming from “The Streets to Entrepreneurs” podcast and our agency, FDWA.

We’ve put together a curated list of some of the top platforms and AI tools currently being used—from automation and website development to app builders and more. This isn’t just a random list. It’s a list of tools that actually benefit us, along with our readers and clients.
The reason this matters is that many of these links give access to free credits through affiliate links or brand deals. Most companies—especially startups—share these links to help grow their platforms, but the reality is that many of them go unused. People exit the page, ignore the offer, or never apply the credits, meaning the companies never have to give out the free money or usage.
Some companies have even been built entirely around this model, including startups backed by Y Combinator.
So instead of just sharing information, we’re also sharing the actual links that can help you get discounts, free credits, money, and better access to these platforms. And trust me—I run up a serious bill with AI tools like Cursor and Claude AI, so finding ways to save on usage really matters 😅.

Let's give you some Current Events, Data, and News.

The no-code AI space is scaling at breakneck speed. With annual growth rates between 31–38% and projections nearing $25B by 2030, it has become one of the fastest-growing segments in enterprise technology.
Build times are collapsing to near real-time execution. Teams are now launching in weeks instead of months, reporting up to 90% faster development cycles and productivity gains exceeding 60% across hybrid business and engineering teams.
Enterprise adoption has passed the inflection point. 84% of organizations already rely on low- or no-code tools, and by 2025, most large enterprises will operate across four or more platforms embedded into both IT and core business functions.
Automation is no longer limited to isolated workflows. By 2029, 85% of companies will run automation across most core processes, up from 60% in 2024—marking automation’s shift from optimization tool to foundational business infrastructure.
AI is fundamentally reshaping automation itself. AI-powered workflows are projected to expand eightfold, growing from 3% to 25% of enterprise processes by the end of 2025, enabling systems that adapt, reason, and make decisions instead of following static rules.

WHAT ARE YOUR THOUGHTS?

Adapt... Learn new skills, apply your natural talents, and grow by still learning and APPLICATION!
Don't be afraid to fail.

AI Automation & No-Code Builders

Automate workflows, build apps, replace manual work.

n8n – Build advanced automations without paying Zapier prices:
https://n8n.partnerlinks.io/pxw8nlb4iwfh

Emergent – Transform your ideas into fully functional websites and mobile apps with instant deployment, seamless data connections, and powerful scalability.
https://get.emergent.sh/y62pekmn0zfq

Blackbox AI –All coding agents in one platform: Claude Code, Blackbox, Codex, Gemini. Join +30M builders on BLACKBOX.
https://blackboxai.partnerlinks.io/nu6hnfjiuinm

Hostinger Horizons – AI website builder, domains, and hosting:
https://hostinger.com/horizons?REFERRALCODE=VMKMILDHI76M

Websites, Funnels & Lead Capture

Turn traffic into leads and money.

ManyChat – Automate Instagram, Facebook, SMS, and DMs:
https://manychat.pxf.io/MAjrBK

VEED.io – AI video editing, short-form content, ads (50% off first 3 months):
https://veed.cello.so/Y4hEgduDP5L

Beehiiv – Start a newsletter and monetize it:
https://www.beehiiv.com?via=Promise-Divon

Calls, Texts & Customer Communication

Never miss calls, texts, or customers.

Quo – AI-powered phone system for calls, texts, and CRM:
https://get.quo.com/u8t88cu9allj

SMTP / PSTK – Business messaging and communication tools:
https://pstk.smtp.com/mqj7bdeweuuo

Business Banking, Payments & Finance

Get paid, move money, and scale legally.

Gemini is a platform that allows customers to buy, sell, store, and earn cryptocurrencies like Bitcoin, Ether, and 70+ cryptocurrencies.

https://gemini.sjv.io/WyB2nX

Airwallex – Global business banking, cards, and payouts:
https://partners.airwallex.com/1m79w4jv1hza-szu9ji

Bolt Business– Control, monitor, and manage business travel worldwide using one central platform.

https://get.business.bolt.eu/lx55rhexokw9

Public App – Investing app with free stock bonuses:
https://public.com/user-referral?referrer=Investor703044

Business Credit, Assets & Cars

Build business credit to access vehicles and capital.

AVA Finance – Credit builder reporting on-time payments:
https://meetava.sjv.io/anDyvY

NAV – Business credit navigation and monitoring:
https://nav.nkwcmr.net/zx1n76

Content Creation & Media

Monetize attention and content.

ElevenLabs – AI voice, narration, and audio content:
https://try.elevenlabs.io/2dh4kqbqw25i

TikTok Growth Tools – Grow and monetize TikTok:
https://getstartedtiktok.pxf.io/090RWJ

Digital Products, Courses & Education

Turn knowledge into income.

The Leap – Create and sell digital products and courses:
https://join.theleap.co/FyY11sd1KY

Data, Scraping & Intelligence

Research, automation, and AI data pipelines.

Bright Data – Web data collection and intelligence tools:
https://get.brightdata.com/xafa5cizt3zw

How This All Connects

Education → Tools → Automation → Income → Credit → Assets (cars, real estate, businesses)

This is one connected ecosystem, not random links.

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